SBI Personal Loan

SBI Personal Loan – All Information and Full guide (2020)

Banking

SBI Personal Loan

Hello friends and welcome to our new post. Today we will give you information about the SBI personal loan, many people need personal loans. many people do not know about this personal loan. That is why they search on many platforms. If you too have reached this post by searching this question, then let me tell you. You read this post completely. You will get a lot of help through this post and you will be able to get the most information about SBI loan which you do not already know.

If you are a new visitor and have a visit to our website for the first time, then let me tell you. We publish very good information on this website. a lot of people get help. If you want, you can always visit on our website Online help here. You will gain a lot from this and you will always get new information and if you want, you can also write posts to us according to your questions.

SBI Personal Loan Full Video

If you want, you can get enough information about SBI Personal Loan through this video or you can also get more information about the SBI loan question by reading this post. You can use whatever method you want to get information.

Most people need to loan this region

If we earn money from good, then we spend that money on some things. Such as car house property education etc. But when we need money for something, in an emergency in which you have very less time and have to arrange more money then personal loan plays a very big role in it. We take personal loans for more these same reasons.

State Bank of India is one of the largest personal loan providers in the country. If you want, you can easily take a personal loan from this bank, but it is mandatory to give you some personal documents so that the bank will be able to confirm your document before very fast approve your request and SBI offers 4 types of personal loans. Number 1 SBI Personal Loan Number 2 SBI Xpress credit personal loan Number 3 SBI Saral personal loan Number 4 SBI Festive season loan If you wish, you can take a personal loan according to your interest by checking the State Bank of India interest rate Comparison of interest rates of other banks.

SBI Personal Loan Important Details

Option Details
Loan Approval Time10 to 15 Min
Payment ChargesNil
Processing fees1% of the Loan amount + GST
Repayment Options5 Years
Maximum Loan Amount15 Lakhs
Interest rate12.15% to 15.15%

SBI Personal loan Interest rate

Let me tell you in advance that the interest rate of personal loans always changes. So, I am giving you a link to a real website. From where you can find the real-time interest rate. Click the button and go to the website.

SBI Personal Loan Calculate

We should calculate our loan before taking any loan so that we already know full information about the EMI of the loan. I am giving you a link from which you can calculate your personal loan. Very easily.

Now I want to show you a demo with the help of which you will be able to get some information. Suppose you have taken a ₹ 24,000 to 10,000,0 Lakhs personal loan and want to get information about it, then I will give you the information in support of the table right now.

SBI Personal Loan Interest rate

Loan Interest rate
SBI Personal loan11.45% to 11.95%

SBI Xpress credit Loan Interest rate

Loan Interest rate
SBI Xpress credit Loan11.50% to 13.50%

SBI Saral Loan Interest rate

Loan Interest rate
SBI Saral Loan17.65% to 17.65%

SBI Jai Jawan Personal Loan Interest rate

Loan Interest rate
SBI Jai Jawan Personal Loan12.45% to 12.45

SBI Festive Loan Interest rate

LoanInterest rate
SBI Festive Loan12.50% to 16.60%

All of these are information very good. You can also get more information by using a calculator. But I had already told you that the Personal Loan percentage of personal loans always increases or decreases, then you will always keep checking on the same website, which you always keep updated in the personal loan interest rate and I also trust that website And he always gives the correct information. So I added that website to my this post.

SBI Personal Loan Customer Care Toll free number

If you are interested in getting information by talking, then you must talk to customer care. I am giving you the (customer care number). Where you can call for free and take any information related to (personal loan) for free. He always helps you, in absolutely free, I will recommend that you will definitely call this number.

  • ☎1800 11 2211
  • ☎1800 425 3800

Check SBI Personal loan Status of Application & Loans Query

If you have applied in SBI loan and you want what is the status of the application so I am giving you a link. In the form of a button, you will be able to check it officially by clicking on that button and if there is any Queries about the loan, you can also solve it with the help of that page. You must visit to that page.

SBI Personal loan Interest rate Comparison with other Indian Bank

Whenever you take any loan, we also see one time definitely glimpse at the interest rate and I will now Comparison with some other banks with State Bank of India in this paragraph will be only interest rate comparison. You can get a good idea about the interest rate with the help of this paragraph.

BanksInterest rates by %
Tata capital11.25 to 19%
Citibank10.99%
State bank of India11.30% to 16.40%
Kotak Mahindra10.50% to 17.25%
ICICI Bank10.99% to 16.50%
Standard Chartered11.50% to 18.00%
HDFC bank10.75% to 20.75%
Fullerton India11.99% to 26.00%
Indusind Bank11.25% onwards
Bajaj Finserv11.99% onwards

State bank of India Available Types of Personal Loans

Now, I will tell you about some of the loans SBI has available so that you can easily apply and get a loan. If you read this in full, then I hope that you have already got more information about the SBI loan. Now I will give you complete information about all the Personal Loan presently. You read it completely else your information will be incomplete.

SBI Saral Personal Loan

Saral Personal Loan Only Available from Selected Workers. I will also write here all the (Work Name) Saral Personal Loan Only Available for that worker’s Corporate Selector, Self-employed, Engineers, Doctors, Chartered accountants, Architect, 2 years of employment, and MBA. the

SBI Saral Personal Loan Minimum Loan Amount

Rs. 24,000 in metro & Urban Centres
Rs. 10’000 in rural or Semi-urban centres

SBI offers loans up To 12 times net income monthly for salaried class individuals & pensioners. Personal loan the maximum limit is Rs. 10 lakh.

Processing Fee :- SBI Charges 2% to 3% of Loan Amount + Service Tax

Security :- No

Repayment Period :- 48 Month EMIs

SBI Xpress credit personal loan

SBI offers loans up to 24 times net income monthly for salaried class individuals & pensioners. Personal loan the maximum limit is Rs. 15 lakh.

Under Xpress credit personal loan Minimum Loan Amount

24,000 Minimum Loan Amount
10 Lakhs Maximum Loan Amount

Also Read

SBI offers loans up to 24 times net income monthly for salaried class individuals & pensioners. Personal loan the maximum limit is Rs. 15 lakh.

Xpress credit personal loan Terms

Interest Rates :- 11.65% to 14.65%

Security :- No

Minimum EMIs 1 Lakh :- Rs. 2,616 to 2,765 for 4 years

Processing Fees :- SBI Charge’s 1% of Loan Amount + Service Tax

Minimum Salary :- Rs. 7,500

Parts Payment Charges :- 6 to 60 Months

SBI Xpress credit personal loan Eligibility

SBI Provides Xpress Credit personal Loan Only the employees, maintaining salary account with 0 Margin:-

  1. Education Institutions of National Repute
  2. Selected Corporates
  3. Profit making State PSUs
  4. Central and State Government
  5. Quasi-Government
  6. Central PSUs

SBI Pension Loan

Now I will tell you about the pension loan. This loan provides State bank of India and you are going to benefit immensely in this work. If you have any pensioners in your house, then you will definitely read this information, then you will get a loan. That too is very low at the interest rate.

Central and State Government Pensioners Loan Amount

  1. Minimum loan amount Rs.25,000
  2. Maximum Loan Amount 12 Lakhs for pensioners between 72 to 74 years
  3. Maximum Loan Amount 7.5 Lakhs age between 74 to 76 years
  4. Maximum loan amount 14 lakhs age b
  5. Family pensioners, minimum loan amount 25,000

Family pensioners Loan Amount

  • Minimum Amount Rs. 25,000
  • Maximum 4.5 Lakhs Age between 72 to 74 years
  • Maximum 2.5 Lakhs Age between 74 to 76 years

Family Pensioners not after (33%) EMIs/NMP

Defiance Pensioners Loan Amount

  1. Minimum Loan Amount Rs.25,000
  2. Maximum loan amount 14 Lakhs age below 72 years
  3. Maximum Loan Amount 12 Lakhs age between 72 to 74 years
  4. Family pensioners, minimum loan amount Rs.25,000

People Also Ask

What is the eligibility for SBI personal loan?

If you have read this post completely, then you must have got the answer to this question, because I have given all the information about all types of personal loans from eligibility to loans. If you have not read this post correctly, please read this post properly so that you can get all the information.

What is SBI personal loan?

if we have some money, then we spend it in the study, car, house, property, etc. But when we need money in an emergency, then we take a personal loan because the process of personal loan is done very fast and you get up to a lot of money.

What is SBI personal loan interest rate?

SBI Offer for Personal Loan Interest rate 10.55% to 15.60% for the Salaried/Self employed And Pensioners Loan Interest rate 11.50% All the details only 25,000 to 15 Lakhs

How can I get personal loan from SBI online?

If you want to apply for an online personal loan in SBI, then I am giving you a link, with the help of which you can watch the video of the whole process. After watching the video it will be very easy for you. The process of applying for personal loans online.

Conclusion

I think I have given you complete information about the SBI personal loan with the help of this post. If I have missed any information, then you will definitely comment on us. I will definitely reply to your question answer. If you want, you can also write another post from us. We can write any post to help you, which will help a lot of people. If you like this post, then you will definitely share it with your family and friends.

Thanks for Read

1 thought on “SBI Personal Loan – All Information and Full guide (2020)

Leave a Reply

Your email address will not be published. Required fields are marked *